Compare Health Care Costs

Compare Health Care Costs

Compare Health Care Costs

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Many of us compare prices before we buy a product or service. It’s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that’s a missed opportunity because it could save quite a bit of money.

If we want the most value for our health care dollars, a little research is in order.

It’s no surprise that costs can vary greatly depending on where you go for care. For example, the cost of an MRI might vary between $845 and $5,468 – depending on the provider. Knee replacements can range from $16,997 to $55,155.

And higher cost doesn’t always mean better quality. By doing some research before you get care, you may be able to lower your out-of-pocket costs.

Out of pocket cost examples
Cost sample amounts compiled from allowable in-network cost data for providers within a 50-mile radius of Chicago. Costs are examples and may not apply to every member’s situation.

Be a Smart Health Care Consumer

We offer tools to help you make your health care choices. Our Provider Finder® tool makes it easy to find a doctor or hospital in your health plan's network and compare their costs*. 

  • Estimate the cost for more than 1,700 procedures, treatments and tests.
  • View patient feedback and add your review for a provider.
  • Review providers’ certifications and recognitions.

To access the Provider Finder tool, log into Blue Access for MembersSM at bcbsil.com and go to Find Care. Or use the BCBSIL mobile app. The app is available in English and Spanish for iPhone and Android users. Download the BCBSIL app from the iTunes App Store leaving site icon or Google Playleaving site icon 

*Cost estimates are not available for all plans. Before you schedule a diagnostic imaging procedure, your plan may require that you call a Benefits Value Advisor or Health Advocate. Your out-of-pocket costs may be higher if you do not call. Please see your plan documents for details. Cost estimates are just an estimate. In addition to your usual deductibles, copay and/or coinsurance, the actual cost of the services may vary based on a number of factors including the date of service, the actual procedure performed, what services were billed by the provider and your particular benefit plan. Coverage is subject to the limitations and exclusions of your plan.

Originally published 6/16/2015; Revised 2020, 2023, 2024

Parents
  • How can I submit a bill to get reimbursement? I paid for a CT scan ahead and they told me to submit it after. 

  • Dulce - You can submit  your claim via fax to: 855-831-3249 or the address listed below. You can also attach the information on your secure message form using the attachment option. 

    Blue Cross and Blue Shield of Illinois,  PO Box 805107, Chicago, IL 60680-4112

    Attach your receipt(s) to a medical claim form, (which can be printed from the Forms & Documents tab on Blue Access for Members (BAM)). Please ensure that your claim includes the following information:

    * Your name, ID number, and the patient’s information (Name and Date of Birth)

    * The physician’s name and address

    * Dates of service

    * Type of service and kind of illness (procedure and diagnosis codes)

    * The itemized charges for the service

    * If the service was an injection, include type of injection, dosage, how it was given and diagnosis

    Please feel free to contact us via Blue Access Message Center or the customer service phone number on the back of your identification card. ~ HeatherA

Comment
  • Dulce - You can submit  your claim via fax to: 855-831-3249 or the address listed below. You can also attach the information on your secure message form using the attachment option. 

    Blue Cross and Blue Shield of Illinois,  PO Box 805107, Chicago, IL 60680-4112

    Attach your receipt(s) to a medical claim form, (which can be printed from the Forms & Documents tab on Blue Access for Members (BAM)). Please ensure that your claim includes the following information:

    * Your name, ID number, and the patient’s information (Name and Date of Birth)

    * The physician’s name and address

    * Dates of service

    * Type of service and kind of illness (procedure and diagnosis codes)

    * The itemized charges for the service

    * If the service was an injection, include type of injection, dosage, how it was given and diagnosis

    Please feel free to contact us via Blue Access Message Center or the customer service phone number on the back of your identification card. ~ HeatherA

Children
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