Results for Insurance Basics

  • Need an Explanation of Your Explanation of Benefits?

    You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...
    • 107726 Views

  • Compare Health Care Costs

    Many of us compare prices before we buy a product or service. It’s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that’s a missed opport...
    • 92374 Views

  • What Is a Health Insurance Claim?

    We’ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor’s office or through an online portal. Your doctor’s office needs these details so they can file a claim. A claim is a bill your d...
    • 18577 Views

  • 8 Things You Should Know About Deductibles

    Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
    • 104682 Views

  • Insurance Basics: Copay vs. Coinsurance

    While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductible that you pay if you get care. A deductible is the amount you have...
    • 48497 Views

  • 5 Things to Know About a PPO

    When it comes to health insurance, understanding all your options can be confusing. There are a lot of choices. It may be hard to know which health plan is best for you and your budget. Many Americans get health insurance through their employers...
    • 14085 Views

  • Your Password to Privacy: Standard Authorization Form

    At one time or another, a member of your family has probably been in the hospital. You may have called the hospital to see how they were doing. It wasn’t so long ago that a nurse would ask your relationship to the patient, then offer info about....
    • 9121 Views

  • The Folks Come Through: My College (Health) Care Package

    You are free! Nobody will tell you what time to go to bed anymore. You settled into your dorm without any tears (on your end). You haven’t gotten lost on campus yet, which is always a win. You are now officially a college student with nothing t....
    • 7156 Views

  • Who Controls Health Insurance?

    Health care is expensive. We all pretty much agree on that. Yet, for the 297 million with health insurance (about 85 percent of Americans), care is more affordable than it would be without coverage. How exactly does health insurance help keep costs...
    • 726 Views

  • Benefits Value Advisor: Tap This Advocate When You Need Help Navigating Health Care

    Your doctor says you need a CT scan. You’ve never had one, so you have a lot of questions. You don’t know where to go or how much it will cost. A Benefits Value Advisor (BVA) can help. The same procedure performed in the same area b...
    • 23138 Views

  • How to Use Health Insurance

    If you have a new health insurance plan, you probably have questions about how to best use it. There are two things you need to know right away: How to find a doctor Where to get your medicine. Here’s what you need to know to get started. Fin....
    • 17413 Views

  • Prescription Drugs: Generic versus Brand

    Understanding generic drugs – and how they’re different from brand drugs – can help you manage your prescription drug costs. Breaking Down Generic Drugs Generic drugs can be used two ways: Generic equivalents have the exact sa...
    • 14766 Views

  • The Cost of Health Care

    Understanding how your health insurance works can be confusing. Blue Cross and Blue Shield of Illinois wants to help empower our members with information. When you understand how health insurance works, you can make decisions that are best for y...
    • 17486 Views

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