Results for Health Care Costs

  • Need an Explanation of Your Explanation of Benefits?

    You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...
    • 107726 Views

  • Compare Health Care Costs

    Many of us compare prices before we buy a product or service. It’s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that’s a missed opport...
    • 92374 Views

  • Where Do You Go When an Emergency Isn’t Really an Emergency?

    I get it. When your child is sick on a Friday night, your first thought isn’t about choosing the best place to go to save time and money. Your first thought is to keep your child from pain and suffering. Since you aren’t a doctor, you pro...
    • 22580 Views

  • What to Do if Your Claim Is Not Approved

    Nurse care manager Lenzy Mixon got a call from a member about a large bill he received for a stay at a skilled nursing facility. He checked with his doctor, who assured him the stay had been pre-approved by his health plan. His next call was to us...
    • 33520 Views

  • Prior Authorization: What You Need to Know

    Understanding your health insurance is the best way to enjoy all its benefits. When you know what steps you need to take before treatment, things go more smoothly. One of the most important steps is prior authorization. Many times, your doctor will...
    • 85039 Views

  • Save Yourself Time and Money with Provider Finder

    There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Our Provider Finde...
    • 21316 Views

  • 8 Things You Should Know About Deductibles

    Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
    • 104682 Views

  • Insurance Basics: Copay vs. Coinsurance

    While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductible that you pay if you get care. A deductible is the amount you have...
    • 48497 Views

  • What You Need to Know About Subrogation

    Blue Cross and Blue Shield of Illinois is always on the lookout for ways to help control the rising costs of health care. It’s important that we do so for our members — and our company. So, from time to time, we may look a little bit more...
    • 2610 Views

  • What Is the Premium Tax Credit for Health Insurance?

    A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit. Who is Eligible? Premium tax credits are for individuals and...
    • 10475 Views

  • 5 Reasons a Claim May Be Denied

    Believe it or not, there are only a handful of reasons that may lead to a health care service not getting approved or a claim not being paid. They fall into these five buckets. The claim has errors. Minor data errors are the most common culprit....
    • 18490 Views

  • How to $ave Money

    There are many ways you can help keep your health care costs down. Try these tips to find $avings on doctor visits, prescription medications, fitness trackers and more. We have resources to help you make the best decision for you. Our Provider F...
    • 1750 Views

  • Plan Year Ending Soon? Make the Most of It

    If you’re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it’s a good time to review your health benefits. Doing so could be a boost to yo...
    • 29772 Views

  • Know Where to Go When Minutes Count, or Anytime

    It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...
    • 11329 Views

  • Having a Health Care Procedure? You Could Earn Cash with Member Rewards*

    Did you know you can shop and compare costs for over 1,700 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off.&nbsp...
    • 60835 Views

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