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<?xml-stylesheet type="text/xsl" href="https://uat-bcbsil.telligenthosting.net/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title /><link>https://uat-bcbsil.telligenthosting.net/</link><description>Connect With Us! Log in to our community to ask questions, rate articles, comment and more. Search articles and watch videos; ask questions and get answers. Topics include everything from improving your well-being to explaining health coverage.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><item><title>Blog Post: Is a Vegetarian or Vegan Diet Right for You?</title><link>https://uat-bcbsil.telligenthosting.net/health-and-wellness/b/weblog/posts/vegetarian-or-vegan</link><pubDate>Wed, 14 Jan 2026 14:26:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:38449fd0-21ec-4ce8-9659-69b04506487f</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>If you want to live longer and have a lower risk of obesity, heart disease, Type 2 diabetes, cancer and other serious health issues, it may be time to change your diet. Many people are choosing plant-based diets to improve their health. Should You Try a Vegetarian or Vegan Diet? Many people enjoy good health with a vegetarian or vegan way of eating. But as with any diet, it’s essential to make sure you get all of the nutrients you need. That can be challenging if you don’t know how to get all the nutrients you need from a vegetarian or vegan diet. Vegetarian eating plans differ, but vegetarians most often skip eating meat, fish and fowl. Some may eat eggs and milk products. Vegans don’t have any animal-based products. What happens when you cut out animal products? You may: Lose weight: Some studies show people who switch to a plant-based diet lost weight. Have less inflammation: Processed meats and red meats are high in saturated fat and that can boost inflammation. Enjoy better gut health: Your gut health can suffer with too many processed foods and refined grains. A plant-based diet, particularly foods high in fiber, can help the growth of good bacteria, which can lower your chance of health issues linked to inflammation. Lower your cholesterol: Curbing foods with saturated fat can trim the “bad” or LDL cholesterol in your blood. Many animal-based foods are sources of saturated fat. Cut your risk of diabetes or manage it better: Eating red meat and processed meat has been tied to a higher chance of getting Type 2 diabetes. Have better digestion: Fiber rich foods like whole grains, raw fruit and vegetables may speed up and improve your digestive process. But you’ll also need to be on the lookout for some changes that you don’t want. You may: Have less energy: Without the protein and iron that come from meat, you may be feeling tired. Be low in important vitamins and minerals: In addition to iron, you may need more calcium and vitamins A, B and D than you’re getting from your vegetarian or vegan diet. Vitamins and Minerals If you’re limiting or cutting out animal-based foods, there are some nutrients you’ll need to be sure you&amp;#39;re getting from other sources. Calcium: You can get calcium from dairy like low-fat or fat-free milk, yogurt and cheese. If you aren’t having dairy, fortified plant-based milks like soy or almond and fortified cereals and juice can be good sources of calcium. Kale, broccoli, beans, and almonds and almond butter are also good sources. Iron: If you’re cutting out red meat, you can get iron from soybeans, some dark leafy greens like spinach and chard, beans, eggs, and fortified bread, pasta and cereals. Vitamin B12: Eggs and dairy products are common sources of B12. Getting enough vitamin B12 can be a worry for many vegetarians, especially vegans. Vitamin B12-fortified plant-based foods include fortified nutritional yeast, soy milk, meat substitutes and some ready-to-eat cereals. Vitamin D: Dairy fortified with vitamin D and other fortified foods like orange juice are sources of vitamin D. People who don’t eat dairy products can talk to their doctor about supplements. You may also try supplements to help meet your nutritional needs. But be sure to talk to your doctor before taking supplements. Protein and Amino Acids The body needs 20 amino acids to function properly. It can make 11 of them. But there are nine amino acids that the body can’t make. That means we have to get those from what we eat. Many of the foods that contain these nine amino acids are found in animal proteins. So when cutting out red meat or other animal proteins, it’s important to make sure you’re getting complete proteins from plant-based sources. Soybeans and products made from them (soy milk, tofu, tempeh, miso) are complete proteins. That means they have all nine of these essential amino acids. So do amaranth and quinoa. Other plant-based protein sources include green peas, beans, nuts, seeds, leafy greens like broccoli and kale, and whole grains. But these sources don’t provide complete protein on their own, so it’s important to eat a variety of them. For vegetarians who eat dairy, eggs, low-fat milk products and whey protein are other healthy options. Does It Matter Where You Get Your Protein? Animal proteins — meat, eggs and milk — have all of the essential amino acids our body needs. But many animal-based proteins, like red meat and processed meats, can also raise your risk of some diseases. Research has shown that relying less on animal-based proteins and more on plant-based proteins can lower your risk for health problems like obesity, Type 2 diabetes, high blood pressure and heart disease. No matter what Type of diet you follow, choosing your protein sources wisely is important for your health. Plant-based proteins and healthier animal-based proteins like fish, poultry, eggs, and low-fat milk and yogurt are good options. Make a Change for the Better Whatever diet you choose, take a step toward better health by eating a balanced diet that features a variety of healthy foods. And be sure to talk to your doctor before making any big changes to your diet. Sources: Micronutrient Facts , Centers for Disease Control and Prevention, 2025; Vegetarian and Vegan Diets Explained , WebMD, 2024; What Happens When You Stop Eating Meat? , WebMD, 2024; Food Sources of 5 Important Nutrients for Vegetarians , Academy of Nutrition and Dietetics, 2024; Are Animal Proteins Better for You Than Plant Proteins? , Cedars-Sinai Medical Center, 2019; The Nutrition Source: Protein , Harvard School of Public Health</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Nutrition">Nutrition</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Healthy%2bEating">Healthy Eating</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Health%2band%2bWellness">Health and Wellness</category></item><item><title>Wiki Page: Buffalo, Blue Cheese Greek Yogurt Dip</title><link>https://uat-bcbsil.telligenthosting.net/nutrition/w/recipe-book/297/buffalo-blue-cheese-greek-yogurt-dip</link><pubDate>Thu, 13 Mar 2025 18:17:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:25eb7723-d9a4-4882-b9a2-13d1dec2b85d</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>Ingredients: Makes 11 servings 1 cup Greek Yogurt, plain fat free 1/4 cup Blue Cheese Crumbles 2 Tbsp Parsley, chopped 2 tsp Buffalo Sauce Directions: Combine yogurt, blue cheese, parsley and buffalo sauce in a bowl. Stir until mixed. Registered Dietitian Tip: Serve dip with vegetable crudit&amp;#233; or whole wheat pita chips. Serving Size: Service size: 2 TBSP Nutritional Information: 25 calories, 1 g total fat, 0.5 g saturated fat, 65 mg sodium, 1 g carbohydrate, 1 g sugar, 0 g fiber, 3 g protein Recipe Source: Recipe provided by FLIK Hospitality Group</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Recipe%2bbook">Recipe book</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/General%2bHealthy%2b_2D00_%2bHealth%2bConscious">General Healthy - Health Conscious</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Appetizer">Appetizer</category></item><item><title>Wiki Page: Go Mobile With the BCBSIL App</title><link>https://uat-bcbsil.telligenthosting.net/ask-bcbsil/w/frequently-asked-questions/26/go-mobile-with-the-bcbsil-app</link><pubDate>Thu, 13 Mar 2025 18:14:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:501ecc10-76d5-4d92-91ad-dd8c1d92f6c4</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>Keep your coverage information in the palm of your hand. Where did I put my health insurance card? What’s my deductible? Is that doctor in my network? These questions and many others can be answered on the go with the BCBSIL App. With the BCBSIL App, you can: Enjoy secure log in with Face ID (iOS only) and Fingerprint ID* View your Explanation of Benefits Request a new member ID card or view it online or print it (Members with Apple devices can save their ID card to Apple Wallet.) Find in-network doctors, hospitals and urgent-care facilities Review your claims, coverage, deductible and out-of-pocket information Know your medical and prescription copays Connect with your spending accounts (HCA, FSA, HRA and HSA) Link directly to Well onTarget &amp;#174; , the member wellness portal Get fast answers with two-way messaging (if offered with your plan) View everything in Spanish (if your phone settings are set to Spanish) The BCBSIL app is available in English and Spanish for iPhone and Android users. Download the BCBSIL app from the iTunes App Store or Google Play . * Availability varies by device Originally published 11/19/2015; Revised 2016 - 2024</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Mobile%2bApps">Mobile Apps</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/FAQs">FAQs</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Provider%2bFinder">Provider Finder</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Find%2ba%2bDoctor">Find a Doctor</category></item><item><title>File: After a Hospital/ER Visit Continue Your Care</title><link>https://uat-bcbsil.telligenthosting.net/health-and-wellness/m/mediagallery/199</link><pubDate>Thu, 13 Mar 2025 18:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:cefde042-dfe8-4b34-9ea3-30485339631c</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>Were you just in the hospital or ER? Are you feeling overwhelmed and unsure what to do next? Watch this short video and let us help you take the next step toward wellness. Learn more about Behavioral Health.</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Mental%2bHealth">Mental Health</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Videos">Videos</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Media">Media</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Healthy%2bMind">Healthy Mind</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Understanding%2bDepression%2band%2bAnxiety">Understanding Depression and Anxiety</category></item><item><title>Blog Post: Vaccines for Young Adults</title><link>https://uat-bcbsil.telligenthosting.net/health-and-wellness/b/weblog/posts/vaccines-for-young-adults</link><pubDate>Fri, 07 Feb 2025 17:31:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:325ec55c-9596-477b-b24e-6350479a895d</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>You’re young. Healthy. Active. With years of life ahead of you. You’re bulletproof, right? When you’re young, it’s easy to think you’re safe from a lot of the stuff that can trip you up — including illness. Maybe you think you don’t need to get an annual flu shot or the other vaccines recommended for adults. Maybe you hate needles and are afraid to get a shot. Whatever the hold-up, hopefully you’ll come to realize that sometimes you’ve gotta bite the bullet and endure a few seconds of discomfort to safeguard your health and the health of the people you love. Sure, there’s nothing exciting about getting shots except the exciting adventures that can only happen when you are healthy! Vaccines not only protect your health, they protect the health of anyone you come in contact with (family, friends, peers, co-workers, roommates, etc.). While a vaccine-preventable disease might keep you in bed for a few days before you recover, that same disease could be deadly for young children and older adults. It&amp;#39;s true we get most of our shots when we’re very young, but there are some shots we need to get as young adults. Which Vaccines Do I Need? Here are the vaccines recommended by the Centers for Disease Control and Prevention (CDC) for young adults 19 to 26 years old . Tdap vaccine. Lockjaw, nose and throat infections, and whooping cough are no fun. A Tdap shot protects you from these serious diseases ( t etanus, d iphtheria and p ertussis). You should get a tetanus/diphtheria (Td) vaccine booster every 10 years after your Tdap shot. Measles, Mumps and Rubella (MMR) vaccine. Once well controlled with vaccines, cases of measles and mumps are now on the rise. Outbreaks have even been reported on college campuses. To protect yourself from these very contagious and potentially serious viruses (along with rubella), get the MMR vaccine. One to two doses of MMR are usually given to young children, but if you didn’t get them as a child, talk to your doctor about getting it now. HPV vaccine. If there was a shot that could prevent cancer, there&amp;#39;s a strong likelihood you&amp;#39;d get it, right? Well, the HPV vaccine protects you from certain strains of the human papillomavirus (HPV), a sexually transmitted disease. HPV can lead to a long list of health issues — genital warts, as well as cancer of the cervix, vulva, vagina, penis and anus. If you didn’t start the HPV vaccine series (three shots) when you were 11 or 12, you should be vaccinated before you are 27 (if you are female) and before you are 22 (if you are male). Guys between the ages of 22 and 26, who have not gotten the shots before, should talk to their doctor about getting vaccinated. Seasonal flu vaccine. You might be able to fight off the flu within a few days, but your grandparents and other people with a weakened immune system you come in contact with may not be so fortunate. The flu can lead to complications such as bronchitis, sinus infections and pneumonia — which could be life-threatening for older adults. The CDC recommends that everyone over six months old get a flu vaccine each flu season. COVID-19 vaccine. The public health emergency measures related to the COVID-19 pandemic were lifted in May 2023. Since then, recommendations for the COVID-19 vaccine have changed. The CDC has updated their recommendations based on an individual’s age, health status, the number of previous doses they’ve received and which vaccine product was used. See the CDC’s most recent recommendations for up-to-date guidance about the COVID-19 vaccine, or speak with your doctor. Meningococcal conjugate vaccine. It may be wordy, but this vaccine is effective. It protects against bacterial meningitis, an infection that causes the membranes surrounding the brain and spine to swell. If you haven’t received this vaccine, do so — especially if you’re going into your freshman year at college and plan on living in close quarters like the dorms. Are you missing one or more of the vaccines on this list? If so, call your doctor and make an appointment to be vaccinated — especially if you’re going away to school soon. Bring this list to your appointment and talk with your doctor about which vaccines you may need. Sources: Recommended Adult Immunization Schedule for Ages 19 Years or Older , Centers for Disease Control and Prevention, 2023; COVID-19 Vaccine Immunization Schedule , Centers for Disease Control and Prevention, 2023 Originally published 8/17/2015; Revised 2021, 2023, 2025</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Vaccines">Vaccines</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Flu%2bVaccine">Flu Vaccine</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Immunizations">Immunizations</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Teen%2bHealth">Teen Health</category></item><item><title>Blog Post: Feeling Dizzy? There Are Some Common Culprits</title><link>https://uat-bcbsil.telligenthosting.net/health-and-wellness/b/weblog/posts/feeling-dizzy</link><pubDate>Thu, 06 Feb 2025 20:30:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6c0fe704-882f-4c21-83ae-8f20a4026fc8</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>It’s hard to ignore a dizzy feeling. The room spinning will get your attention fast. Feeling off balance is scary. And no one wants to feel lightheaded, like you might faint. There are differences between being dizzy and lightheaded. Whatever you call it, it’s not unusual, but it is worth noting. And it’s important to understand what’s behind it and when you need to get help. People may feel dizzy in many situations. You might feel dizzy along with feeling anxious or stressed. Or if you’re having a migraine. Dizziness sometimes goes with motion sickness. Other situations are common, and have simple fixes, says Harvard Medical School . Dehydration It might happen if you’re sick, too hot, or not eating or drinking enough. Without enough fluids, your blood pressure may drop. Then your brain doesn’t get enough blood, causing lightheadedness. If you’re dizzy but not sick, drinking more water and having something to eat may help. Drug Side Effects Some medicines can make you feel dizzy, especially those that lower your blood pressure. Diuretics, which make you urinate more, are one well-known cause of dizziness. Taking too much of a drug can cause dizziness. Or you may need a different drug or different dose. Talk to your doctor. Medical Treatments Some medical treatments, like chemotherapy, also cause dizziness. If that’s the case, tell your doctor that you’ve been experiencing dizziness. Low Blood Sugar When your brain responds to low blood sugar, you may feel lightheaded or even confused. Sipping juice or eating something may help. But if this happens often, talk to your doctor. Ear Problems Two common ear issues are infections and vertigo. Both issues are related to the canals in your ear that help you keep your balance. Meniere’s disease can also cause dizziness. Meniere’s may also cause symptoms of pressure or ringing in your ears or hearing loss. Let your doctor know if you have these symptoms. More Serious Problems Feeling lightheaded is one sign of a heart attack and stroke. So if you’re older, have high blood pressure, or have had a previous heart attack or stroke, get help right away if you feel light headed or dizzy. Learn the other signs of heart attack and stroke . Less often, dizziness can signal a brain tumor, Parkinson’s disease or other critical health issue. So it isn’t a health symptom to be ignored, especially if it happens for more than a few days. Dizzy spells may just be annoying. Or they might mean more. If you’re concerned, talk to your doctor. Sources: Heart Attack, Stroke and Cardiac Arrest Symptoms , American Heart Association; Lightheaded? Top 5 reasons you might feel woozy , Harvard Medical School, 2024; Why Am I Dizzy? , WebMD, 2024 Originally published 1/13/2020; Revised 2022, 2025</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Causes%2bfor%2bDizziness">Causes for Dizziness</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Lightheaded">Lightheaded</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Health%2band%2bWellness">Health and Wellness</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Dizzy">Dizzy</category></item><item><title>Page: medicare digital tools</title><link>https://uat-bcbsil.telligenthosting.net/medicare/p/medicare-digital-tools</link><pubDate>Tue, 17 Dec 2024 15:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:5fc674fe-9e87-44f4-b106-80573d551757</guid><dc:creator /><description>Medicare Using Digital Tools Did you know that technology like a smartphone or a computer can help you manage your health? You may even be able to skip the doctor’s office with a telehealth visit at home. If you find it hard to get started, we can help. Smartphone Basics – A Guide to Using Your Mobile Phone Read Articles Smartphone Basics for Older Adults: Unlocking the Digital World &amp;#187; Digital Smarts: Basic Smartphone Terms Explained &amp;#187; Manage Your Health – Tools and Information Read Articles Staying In-Network Is Important &amp;#187; Helpful advice to boost your health and well-being &amp;#187; Telehealth Resources (from the U.S. Department of Health and Human Services) Telehealth: A Patient’s Guide to Doctor’s Appointments Online &amp;#187; The Basics of Telehealth &amp;#187; Telehealth: Things to Consider for Older Adults &amp;#187; Get the Most from Your Benefits – How to Access Your Account and More Read Articles Go Mobile with the BCBSIL App &amp;#187; Medicare Questions &amp;#187; Protect Your Information – Tips to Stay Safe Online and on Your Phone Read Articles Brush Up on Your Cybercrime Spotting Skills &amp;#187; Manage Your Conditions Learn More Asthma &amp;#187; Behavioral Health &amp;#187; Breast Cancer &amp;#187; Colon Health &amp;#187; Diabetes &amp;#187; Heart Health &amp;#187; Resources Illinois Department of Public Health Medicare Home Page Medicare Online Account Medicare Tools and Resources Medicare Plan Options</description></item><item><title>Blog Post: Digital Smarts: Basic Smartphone Terms Explained</title><link>https://uat-bcbsil.telligenthosting.net/medicare/b/weblog/posts/smartphone-terms-explained</link><pubDate>Fri, 06 Dec 2024 17:32:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:8d5e6915-4001-40db-9ed5-22fd12a3d6f4</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>Smartphones are more than just phones. These modern-day marvels can carry out a whole range of functions besides phone calls. With a smartphone, you can surf the web, send and receive emails and texts, record video, take photos, watch movies and much more. Here is a glossary of some basic smartphone terms and their meanings. Operating system: The software that powers smartphones and other devices, such as tablets and PCs (personal computers). Examples of operating systems are iOS (iPhone), Android and Windows. Apple: The U.S. company that makes iPhones and iPads. iPhones run on the iOS operating system. Android: The operating system that most non-Apple smartphones run on. Common Android smartphone brands include Samsung, Google, Sony and Nokia. Apps (short for applications): Software programs on your smartphone that help you do certain tasks. There are apps for social media (like Facebook), banking, games, the latest news or to access an account like the BCBSIL App . While on your phone, download apps from the Apple App Store (if you have an iPhone) or from the Google Play Store (if you have an Android phone). Hyperlink: A hyperlink is a quick shortcut that takes you to a specific webpage or document when you click or tap on it. It usually appears underlined in an article. (See the blue links above for examples. Click on them to see where they take you.) Mobile data: How your phone connects to the internet when you’re on the go. You buy a certain amount of mobile data per month from your phone carrier. Wi-Fi: How your phone connects to the internet when you’re at home or somewhere you regularly visit and have signed into their Wi-Fi. You want to be connected to Wi-Fi when possible. This will help limit your mobile data usage. Bluetooth: A technology that creates a local wireless connection. It allows smartphone users to exchange data over short distances. You can link your phone to wireless headphones using Bluetooth. For more details on how to use your smartphone, you can find free informational classes and resources at Senior Planet from AARP . Sources: Smartphone Basics Explained for Seniors &amp;amp; Beginners , Green Smartphones, 2023; A layman’s guide to mobile phone jargon, USwitch, 2024. Important Plan Information Y0096_WEBDSMCONNECT24_C</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Medicare">Medicare</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Online%2bResources">Online Resources</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Using%2bDigital%2bTools">Using Digital Tools</category></item><item><title>Blog Post: Smartphone Basics for Older Adults: Unlocking the Digital World</title><link>https://uat-bcbsil.telligenthosting.net/medicare/b/weblog/posts/smartphone-basics</link><pubDate>Fri, 06 Dec 2024 17:08:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:558717be-87a1-4d0f-bef7-71b67df0731d</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>If you’re new to smartphones, they can seem scary and confusing. But they don’t have to be. Read on for a simple guide to the basics of using a smartphone. What are smartphone apps? A smartphone is a mobile phone with many of the same functions of a computer, but in the palm of your hand. It uses software applications, or “apps,” to do different tasks. You use apps to make phone calls, send text messages, take photos, browse the internet, play games and much more. Some apps are already loaded on your phone when you buy it. You can download other apps to your phone from an online store. How you use your smartphone and download apps depends on what kind of phone you have. Do you have an Apple iPhone? Only Apple makes iPhones . Apple uses an operating system called iOS. You download apps from the Apple App Store while using your phone. Do you have an Android smartphone? Lots of companies make smartphones that run on an Android operating system. Some examples of companies that make Android phones include Samsung, Motorola, Google, Sony, Nokia and more. While you are on your phone, you can download apps from the Google Play Store . Common smartphone features Touchscreen – Smartphones do not have a keypad with buttons that you press. Instead, they use a touchscreen. You interact with your phone by touching or tapping the screen with your fingers or a special pen, called a stylus. You touch your screen to type, scroll pages, and open and use apps like the BCBSIL App. Internet Connectivity – Smartphones can connect to the internet by Wi-Fi or mobile data. This lets you use apps to browse the web (e.g., Google Chrome or Safari), send emails (e.g., Outlook, Apple Mail, Gmail), watch or “stream” videos (e.g., Netflix, TikTok) and more. Camera – Most smartphones have a built-in camera app. You use the camera app to take photos, selfies and videos. Then, you can share them with others. Photos and videos will be stored in a photo library app on your phone. Using Your Smartphone How you use your phone’s features depends on what kind of phone you have. The store where you bought your phone, a friend or family member may be able to show you how to use it. Setting up your smartphone -- The first step after getting a smartphone is setting it up. This includes picking a language such as English or Spanish, setting a password or passcode, connecting to the Wi-Fi, and signing into a Google account or Apple ID. Charging your smartphone – Smartphones run on rechargeable batteries. Use a charging block and cable to charge your phone. You should charge it daily to make sure it doesn’t run out of power. Navigating your smartphone – Once you’ve signed into your phone, you’ll notice a grid of icons. Each icon stands for a different app. Tapping an icon will open the app. How you get out of an app and return to your home screen depends on your phone. For an Apple iPhone, use your finger to swipe up from the bottom of the phone screen. If you have an Android, you can tap the “home” or “return” button at the bottom of your screen. Making a call – Tap the phone app on your device to open it. Enter the phone number you want to call on the screen keypad. Then tap the call button that looks like a phone. You can also start a phone call from the Contacts app. Tap to open Contacts, choose the name and tap the phone icon to call. Sending a text message – This is very similar to making a call. Tap to open the Messages app on your phone. Tap the recipient’s name to open it. Type your message in the text window and tap the arrow to send. You can also start a text message from the Contacts app. Tap to open Contacts, choose the name and tap the message bubble icon to write and send a text. For more details on how to use your smartphone, you can find free informational classes and resources at Senior Planet from AARP . Sources: Smartphone Basics Explained For Seniors &amp;amp; Beginners , Green Smartphones, 2023; Tech Made Easy for Seniors with New Instructional Guides, DOROT ; iPhone User Guide , Apple; Gesture, Swipe, and Press to Navigate Your iPhone , Apple Support, 2024; What is Android , Android. Important Plan Information Y0096_WEBSPBCONNECT24_C</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Medicare">Medicare</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Online%2bResources">Online Resources</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Using%2bDigital%2bTools">Using Digital Tools</category></item><item><title>Blog Post: Brush Up on Your Cybercrime Spotting Skills</title><link>https://uat-bcbsil.telligenthosting.net/my-coverage-explained/b/weblog/posts/cybercrime-scams</link><pubDate>Tue, 27 Aug 2024 14:05:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e16505ed-4704-4469-8e1b-8036bd7d3108</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>When it comes to cybercrime, it seems like there’s always some new threat. To stay safe, it’s a good idea to learn how to spot the latest scams. It pays to be careful. Cybercrimes are getting more and more sophisticated, and users need to be both aware and on guard, says the FBI. Spotting Cyber Trouble Scammers use email or text messages to try to steal your passwords, account numbers and other information. These “phishing” emails and text messages try to trick you into clicking on a link or opening an attachment, says the Federal Trade Commission . The FTC says scammers often change their tactics to keep up with the latest news or trends. But there are some common tactics used in phishing emails or text messages. Below are some examples. An unexpected email or text message may look like it’s from a company or organization you know or trust, like a bank, a credit card or utility company, online payment website or app, or the IRS. But the message could be from a scammer. To trick you into giving them your information, they may try to convince you that: They’ve noticed some suspicious activity or log-in attempts There’s a problem with your account or your payment information That you need to confirm some personal or financial information They’re sending an invoice You need to click on a link to make a payment (these links have malware) You’re eligible to register for a government refund Offer a (fake) coupon for free stuff All of these are examples of how they try to get you to click a link or send information that helps them steal from you. It’s important to stop and think about whether the request or offer is legitimate before you act. When real companies contact you, they will NOT send a link to update your payment information, for example. Before you act, ask yourself: Do I have an account with this company? If the answer is “Yes,” reach out to them using a phone number or website you know is correct. Do not use any numbers, links or information in the suspicious communication. What You Can Do There are many steps you can take to help protect yourself from cybercrimes. Be alert. Start by questioning any communication you receive. Especially be on guard when using any connected device. Don’t assume that a contact is who they say they are. Don’t trust that a text is from your bank. Don’t believe a call is really from your credit card company. Don’t trust any email urging you to click on a link and “Act Now.” To help stay safe: Examine the email address in all correspondence. Examine website URLs before acting on any message. Don’t click on anything in unsolicited emails or text messages. Be careful what you share in social media accounts. Sharing your personal information can give scammers data they can use to harm you. Don’t send any type of money, gift card or payment to people you don’t know. Resist any calls for urgent action. Protect your systems and data . Install anti-virus programs on your devices and keep it up to date. Guard your accounts by using a different strong passphrase for each. Block unwanted calls. Use a filter to block unwanted text messages. Use complex passwords. Never reuse them. Use two-factor authentication for accounts that offer it. Learn more about how to keep yourself safe from scammers . Sources: The Cyber Threat , Federal Bureau of Investigation; On the Internet: Be Cautious When Connected , FBI; How to Recognize and Avoid Phishing Scams , Federal Trade Commission, 2022</description><category domain="https://uat-bcbsil.telligenthosting.net/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Scams">Scams</category><category domain="https://uat-bcbsil.telligenthosting.net/tags/Safety">Safety</category></item><item><title>Group: Maternal and Infant Health</title><link>https://uat-bcbsil.telligenthosting.net/maternal-and-infant-health/</link><pubDate>Thu, 25 Jul 2024 14:35:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:19b0245e-78f9-496c-b652-9ddd1e99fb89</guid><dc:creator /><description>Maternal and Infant Health</description></item><item><title>Page: Privacy Statement &amp;amp;amp; Terms of Use (Modal)</title><link>https://uat-bcbsil.telligenthosting.net/p/privacy-statement-terms-of-use</link><pubDate>Thu, 13 Jun 2024 20:41:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:c4a5c1cc-ef93-42b4-abd5-b53d51a785ba</guid><dc:creator /><description>Welcome to our Community! Blue Cross and Blue Shield of Illinois (“BCBSIL”), a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association, offers Online Community Connect (“OCC”), a secure online community for individuals and BCBSIL to share information about health care. OCC is hosted and powered by Telligent&amp;#174; (“Telligent”), an operating division of Verint Americas Inc. (“Verint”). We want you to have an understanding of the Terms of Use and Privacy Statement applicable to OCC. Please read these terms in their entirety, since they constitute a binding agreement between you, us and our licensors. Each paragraph provision contained in these terms is vitally important and requires your agreement and compliance. Be sure to read each of the following sections using the following quick links listed below. Your Responsibilities Our Responsibilities Community Privacy Statement Data Security and Third-Party Links Community Content and Website Information Miscellaneous Contact Us Your Responsibilities as a User of the Community You agree to: Act responsibly, use common sense and post information thoughtfully. You agree to be entirely responsible for your posts and any consequences of doing so. Be truthful and provide accurate information about yourself. Only individuals 18 years or older may access and engage in the Community; Protect your unique identifier and/or password from any unauthorized use; Notify us immediately if you suspect or become aware of any unauthorized use or access to your account or any account-related security breach; Use OCC for personal or non-commercial purposes only; if you print pages from this website, you may only use them for your own personal use; You agree not to: Act irresponsibly; Create multiple accounts and/or create an account for anyone other than yourself, unless you are a Legal Guardian, are authorized to do so under a Power of Attorney or have received other appropriate authorization to act on behalf of the member; Provide any false or inaccurate personal information (including a false User Name); Create a User Name that is the name of another person with the intent to impersonate that person or create a User Name that is offensive, vulgar or obscene or otherwise unlawful; Collect or store personal information about others; Transmit or disclose personal health information about yourself; Transmit or disclose information about another person without their consent; “Spam,” “Bomb” or “flame” the Community with inappropriate posts or harassing any other person; Post advertisements of any kind either directly or indirectly; Delete or revise any content on this website except your own information; Use any device or computer program that interferes or attempts to interfere with the proper operation of this website; Take any action that imposes an unreasonable load on the systems supporting this website; Attempt to disrupt, degrade, impair or violate the integrity or security of the infrastructure of this website (e.g., hacking, denial of service attacks), including any activity that precedes attempts to breach security such as scanning, probing, or other testing or vulnerability assessment activity, or engaging in or permitting any network or hosting activity that results in the blacklisting or other blockage of our IP space; Remove or obscure the copyright notice or other notices displayed on the content and/or frame our name or any content, trademark, logo or trademarks in any meta-tags or other hidden text, or other proprietary information on this website; Copy, reprint, modify, lease, distribute, assign, sell content, license, reverse engineer, create derivative works or take other actions that may be prohibited by the Federal regulation known commonly as the “Copyright Act” using information or content retrieved from this website or any of the third-party websites we may provide links to; Use this website in a manner that may adversely affect this website’s resources or its availability to others, or that violates any applicable law. Community privileges are dependent on users consenting to adhere to these guidelines. Both BCBSIL and Verint rely on your good faith and judgment so if you choose to provide inaccurate or false information or fail to honor these responsibilities, we have the right to terminate or suspend your access to the Community. Our Responsibilities We agree to: Moderate the Community in any way we believe is appropriate which may include prescreening, revising, or removing of any content or posts. As stated above, we retain the right to terminate or suspend access to the community or website. Make reasonable efforts to present accurate information on this website; however it is possible that information found on this website may be out-of-date; Have security measures in place to protect against the loss, misuse, or alteration of information under our control; Continually evaluate new technologies intended to safeguard your information; Provide the content and information on this website on an &amp;quot;AS IS&amp;quot; and &amp;quot;AS AVAILABLE&amp;quot; basis, without any representations or warranties; Grant you a personal, non-transferable, non-exclusive limited license to access this website and to download and print a single copy of the content from this website solely for your personal, non-commercial use; Protect your online information according to applicable U.S. local, state and federal laws and our established company policies, standards and practices. Community Privacy Statement The Privacy Statement is part of the Terms of Use. The statement describes what information is collected and how we may use that information both for Registered and non-Registered users. This statement may change from time to time, so we encourage you to check periodically to learn about any updates. BCBSIL has contracted with Verint to provide the software as well as to host the OCC within their owned, operated and secure facilities. BCBSIL retains full administrative rights and control to the hosted environment and in that capacity is considered to be the primary system administrator. In that role, BCBSIL is responsible for all of the security related to this function. Since BCBSIL is the primary system administrator, Verint is not authorized to view, create, modify, or delete information within the Community without a specific request from BCBSIL except as allowed by law or in an emergency situation. For more information about Telligent, an operating division of Verint Americas Inc., please visit www.Telligent.com . Registered Users Registered users are able to actively participate in the Community by providing comments and interacting with other registered users. During the registration process, you will be asked to provide certain personal information which includes your email address, name and zip code. BCBSIL will use this information in order to respond to a post and send you information about a service or resource that you have expressed an interest in. In addition, the demographic data allows us to better understand the needs and makeup of the Community. We use this information to tailor and create relevant information for our users. We may combine this information with other information that we may have about you for data analytics, marketing and reporting, but only as permitted by law. Although you are encouraged to post questions and comments to the Community, you may also send us an email. Remember that email messages may pass through private and public networks with varying levels of security. Some networks may have taken steps to secure these transmissions while others have not which could affect the privacy and integrity of the information you send. Registered and Non-Registered Users We also collect electronic data about our Registered and Non-Registered users in order to provide a positive website experience, offer health care programs, products and services and report on user activity. The tools we use are listed below. Please be aware that none of these tools provide BCBSIL with the ability to read any data residing on your computer. Cookies and tags are used on websites to gather information about how individuals use and navigate the website. Neither cookies nor tags can extract any personal information about you, nor can they read any data that resides on your personal computer or device. The data collected from these sources are used to recognize repeat users and track usage patterns. Specifically, we use “cookies,” which are small pieces of information sent by a web server and stored by a member’s web browser. Cookies allow the web server to maintain an active “session” with an individual user and track what tools users are accessing on the site. The following are examples of how we use the information collected from these cookies and tags: Tracking resources and data accessed on the site Recording general site statistics and activity Troubleshooting website problems Tracking what tools users are accessing on the site Data Security and Third-Party Links Data Security This website is protected by Transport Layer Security (TLS) technology, the leading security protocol for data transfer on the Internet. Even though there are many benefits to using this website, as with all electronic communications there are some risks which may include: Failure of hardware, software and/or Internet connections; we are not responsible for failures, distortions, delays, or other problems resulting from equipment configuration, connection, signal power, hardware, software or any equipment used to access the Internet. No guarantee that the confidentiality or security of electronic transmissions via the Internet can be assured due to potentially unsecure computers and links. This could result in your data becoming lost or intercepted during transmission. Please use good judgment before deciding to send information via the Internet. Data Retention and Destruction BCBSIL complies with the laws and regulations related to both the length of time that we retain your electronic personal information and its proper destruction. Third-Party Links At certain places in the site, BCBSIL may provide links to other websites that we believe offer our customers useful services. Since these other websites are not under the control of BCBSIL, we cannot and do not make any representation or guarantee regarding these websites or their content. Providing these links does not constitute an endorsement by BCBSIL, nor can we take responsibility for the privacy or security policies and procedures of these websites. Therefore, you may want to review the privacy and security statements of these websites before providing any personal information. Community Content and Website Information The community is not intended to be a platform to sell products or services or to post advertisements or endorsements of any kind. The Community and this website will contain information and opinions of the users which is intended solely as general information. Any medical and health-related information posted in the Community or on this website is intended to be general in nature and is not intended to be used for medical diagnosis or treatment. Therefore, the information presented on this website is not a substitute for professional medical advice, diagnosis or treatment, nor is it intended to provide you with a specific diagnosis or treatment for a specific ailment. Information is made available to you at your request for educational and informational purposes and does not constitute the practice of medicine and/or as a substitute for consultation with your personal physician. Telligent is an Internet service provider and neither BCBSIL nor Telligent furnishes or renders professional health care services or medical care. Miscellaneous Governing Law These Terms of Use are governed exclusively by the laws of the State of Illinois, without reference to its rules regarding choice of law. Limitation of Liability You agree that you use this website at your own risk. BCBSIL and Telligent have no liability for any damages (whether direct or indirect, special, incidental, consequential or punitive) incurred by you as a result of your use of this website or the information you receive from or submit to this website. BCBSIL and Telligent shall have no liability whatsoever for failure of electronic or mechanical equipment or communication, telephone or other connection problems, computer viruses, unauthorized access or interception of data from this website, theft or errors. In addition, if you request BCBSIL to send information via email or to your mobile device or to a registered account, you agree that you are using this service at your own risk. BCBSIL has no liability for any damages (whether direct or indirect, special, incidental, consequential or punitive) incurred by you as a result of your use of this functionality. Ownership and Copyright Protection All right, title and interest in the content (including software, text and images) and other intellectual property (including trademarks, service marks and copyrights) on this website are solely and exclusively the property of BCBSIL or Verint, and are protected by intellectual property laws. Blue Cross, Blue Shield and the Cross and Shield symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. You acknowledge that content available through the website, including, without limitation, content of third parties is protected by copyright, trademark, patent or other intellectual proprietary rights and laws. Dispute Resolution All issues and questions between us and you, arising out of, relating to, or in connection with these Terms of Use, their interpretation, application, performance, nonperformance or breach, or any information received or otherwise relied on (collectively, &amp;quot;Dispute&amp;quot; or &amp;quot;Disputes&amp;quot;) shall be resolved using alternative dispute resolution mechanisms as set forth in the Mediation/Arbitration Provisions delineated below. Mediation/Arbitration Provisions 1. Initial Resolution by Meeting or Mediation of Dispute. a. BCBSIL (the &amp;quot;Notice Party&amp;quot;), as the case may be, shall deliver written notice to the other party (the &amp;quot;Receiving Party&amp;quot;), via certified mail, return receipt requested, of the existence of a Dispute (the &amp;quot;Initial Notice&amp;quot;), as follows: If to BCBSIL, Contact Us If to Authorized User: At the last known address of record. b. The Receiving Party has thirty (30) calendar days following the Notice Party&amp;#39;s delivery of such notice to provide a prompt and effective remedy. c. If the Receiving Party has failed to provide a prompt and effective remedy within thirty (30) calendar days following delivery of such notice, and the Receiving Party and Notice Party mutually agree that a meeting to attempt to resolve the Dispute would be advantageous, representatives of parties shall meet not later than thirty (30) calendar days after delivery of the Initial Notice in order to attempt to resolve the Dispute. Subsequent meetings may be held, upon mutual agreement of the parties. d. If such a meeting has not been mutually agreed upon within thirty (30) calendar days of delivery of the Initial Notice, or if the Dispute has not been resolved within thirty (30) calendar days of commencement of any such meetings, the Notice Party shall submit the Dispute (the &amp;quot;Mediation Submission&amp;quot;) to mediation by an organization or company specializing in providing neutral, third-party mediators. The mediation process shall be coordinated by the Notice Party with the mediator and shall be subject to the following agreed-upon conditions: (i) The parties agree to participate in the mediation in good faith; (ii) The parties agree to have present at the mediation one or more individuals with decision-making authority regarding the Dispute; (iii) Either party may, at its option, be represented by counsel; (iv) The mediation shall be conducted in English; (v) The mediation shall be held at a mutually agreed upon venue location in or near Richardson, Texas, within sixty (60) days of the Mediation Submission, unless the parties mutually agree on a later date or an alternate venue location; and (vi) The parties shall each bear their own costs and shall each pay one-half of the venue location fee and the mediator&amp;#39;s fees and costs, unless the mediator subsequently determines that one party did not participate in the mediation in good faith, in which case that party shall pay all of the venue location fee and mediator&amp;#39;s fees and costs. 2. Binding Arbitration. a. Any Dispute or portion thereof that remains unresolved thirty (30) calendar days after a Submission, either BCBSIL or Authorized User, on Authorized User&amp;#39;s own behalf and not as a representative of a purported class, shall submit the Disputes to final and binding arbitration (the &amp;quot;Arbitration Submission&amp;quot;) under the commercial rules and regulations of the JAMS/Endispute, subject to the following: (i) The arbitration shall be conducted by a single arbitrator selected by the parties from a list furnished by the JAMS/Endispute (the &amp;quot;Arbitrator&amp;quot;), provided that in the event of a conflict with the terms of these Mediation/Arbitration Provisions, the terms of these Mediation/Arbitration Provisions shall control. If the parties are unable to agree on such Arbitrator from the list, such Arbitrator shall be appointed by the JAMS/Endispute or in the alternative, each party shall select one arbitrator who, in turn, shall together select the Arbitrator who shall arbitrate the Dispute. (ii) The Arbitrator shall be required to render a written decision resolving all Disputes with the reasons therefore, and designating one party as the &amp;quot;Prevailing Party&amp;quot; within sixty (60) days from the date of the Arbitration Submission. (iii) The costs of arbitration, including the venue location fee, Arbitrator&amp;#39;s fee and any reporting or other costs, but excluding lawyers&amp;#39;, consultants&amp;#39; and witness fees, shall be borne by the non-Prevailing Party unless the Arbitrator subsequently determines as part of his or her award that such allocation is inequitable under the totality of the circumstances. (iv) The arbitration hearing shall be conducted in English and held at a mutually agreed to venue location in or near Richardson, Texas, unless Authorized User mutually agrees to an alternate location. (v) Except with respect to any Dispute or portion thereof involving actual or alleged violation of any intellectual property, the Arbitrator shall have not power to award (A) damages inconsistent with the Terms of Use; or (B) punitive damages or any other damages not measured by the Prevailing Party&amp;#39;s actual damages, and the parties expressly waive their right to obtain such damages in arbitration or in any other forum. (vi) Any determination by the Arbitrator with respect to any Dispute shall be final and binding on each party. Judgment upon the award of the Arbitrator may be entered in any court having competent jurisdiction thereof. b. Authorized User acknowledges that these Mediation/Arbitration Provisions preclude Authorized User from filing an action at law or in equity and from having any Dispute covered by this agreement resolved by a judge or a jury. Authorized User further acknowledges that these Mediation/Arbitration Provisions preclude Authorized User from participating in a class action or class arbitration filed by any other Authorized User or any other plaintiff claiming to represent Authorized User or Authorized User&amp;#39;s interest. Authorized User agrees to opt-out of any class action or class arbitration filed against BCBSIL that raises claims covered by these Mediation/Arbitration Provisions, including, but not limited to, class actions or class arbitrations that are currently pending. c. Notwithstanding the foregoing, each of the parties hereto retains the right to seek judicial assistance to obtain interim measures of protection pending arbitration for alleged or imminent breaches of intellectual property rights, confidentiality restrictions or security obligations. In the event that either party seeks judicial assistance to obtain interim relief, or in the event that any dispute arises relating to arbitration, the sole jurisdiction and venue for such actions shall be the U.S. District Court, Northern District of Texas in Dallas, Texas, or if there is no federal jurisdiction, in the state courts located in Texas. Each of the parties to this Terms of Use hereby consents to exclusive personal jurisdiction, service of process and venue in the Texas courts for such interim measures of protection and for disputes relating to arbitration. Text Messaging BCBSIL Connect offers one-time text message programs as well as subscription text services on the short code is 33633. These text messages may be either transactional alerts or contain marketing content. BCBSIL Connect offers these text programs to provide information or resource links on some of the following but not exclusive topics: health and fitness tips, member coverage, medication reminders, and health insurance education. Health related information provided is not meant to replace professional medical advice. Transactional information provided is valid only at the time the text message is sent and may change at a later time. Our BCBSIL Connect Text Messaging, is accessible through our Connect blogging website, see below for more specific information. Text Messaging Terms and Conditions: - BCBSIL Connect Short Code is 33633 - BCBSIL Connect is supported by all major cellular network carriers - Message and data rates may apply - Message frequency is recurring and varies based on user subscriptions and account setup - You can opt-out of BCBSIL Connect Text Messaging (SMS) programs at any time by texting &amp;quot; STOP &amp;quot; to cancel. A confirmation message will be sent back to you. - To request support at any time, text &amp;quot; HELP &amp;quot; for help. For additional support call 888-706-0583. - Consent not a condition of purchase - Messages will be sent to the phone number provided Contact Us If you have questions or concerns or if you want to report any violations about these Terms of Use or inappropriate use of this website, please Contact Us . V1-2018</description></item><item><title>Page: Privacy Statement &amp; Terms of Use (Footer)</title><link>https://uat-bcbsil.telligenthosting.net/p/privacy-statement-terms-use</link><pubDate>Thu, 13 Jun 2024 20:40:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:332f44fb-edf3-4db1-a85d-74f7468d5ec2</guid><dc:creator /><description /></item><item><title>Page: Invalid Credentials</title><link>https://uat-bcbsil.telligenthosting.net/p/invalid-credentials</link><pubDate>Wed, 05 Jun 2024 19:29:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:81ad6f18-b396-4029-b4ba-c49242ecdf58</guid><dc:creator /><description>The username and/or password cannot be validated or your account has not yet been approved. If you have questions about your Claims or Explanation of Benefits, log into Blue Access for Members SM</description></item><item><title>Page: Not Found</title><link>https://uat-bcbsil.telligenthosting.net/p/common-error-notfound</link><pubDate>Wed, 05 Jun 2024 16:34:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:93f2b0cd-f183-410b-ac31-8656fbd16bae</guid><dc:creator /><description /></item><item><title>Page: Ponte al ritmo de verano con BCBSIL</title><link>https://uat-bcbsil.telligenthosting.net/p/espanol-groove-blue-il</link><pubDate>Wed, 05 Jun 2024 16:34:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:936a6a75-836d-413a-9b58-648e1b1e0bd0</guid><dc:creator /><description>El verano lleg&amp;#243; y, para muchos, significa estar al aire libre, irse de vacaciones con la familia, pasar tiempo bajo el sol y comer cosas ricas. Tambi&amp;#233;n es una temporada para tomarse fotos y capturar esos divertidos momentos familiares. En Blue Cross and Blue Shield queremos ayudarte a celebrar esos momentos especiales, &amp;#161;y darte la posibilidad de ganar un premio! Estaremos publicando ideas de fotograf&amp;#237;a usando temas como comida y nutrici&amp;#243;n, movimiento y actividades &amp;#161;que podr&amp;#225;s usar, hacer y compartir! Al final del mes, cada fotograf&amp;#237;a compartida equivale a una participaci&amp;#243;n en la rifa de un premio, y anunciaremos a los ganadores al terminar cada mes. PROMOCI&amp;#211;N DE BLUE CROSS BLUE SHIELD OF ILLINOIS Para participar en la Promoci&amp;#243;n de Blue Cross Blue Shield of Illinois descrita a continuaci&amp;#243;n (esta “ Promoci&amp;#243;n ”), usted acepta cumplir con las siguientes Reglas oficiales (estas “ Reglas oficiales) y estar legalmente vinculado a ellas: REGLAS OFICIALES SIN OBLIGACI&amp;#211;N DE COMPRA O PAGOS PARA PARTICIPAR NI PARA GANAR EN ESTA PROMOCI&amp;#211;N. EFECTUAR UNA COMPRA NO MEJORAR&amp;#193; SUS PROBABILIDADES DE GANAR. PROMOCI&amp;#211;N NULA DONDE EST&amp;#201; PROHIBIDA POR LEY. PATROCINADOR. Esta Promoci&amp;#243;n es patrocinada por Blue Cross and Blue Shield of Illinois, 300 East Randolph Street, Chicago, Illinois 60601-5099 (“ Patrocinador ”). Blue Cross and Blue Shield of Illinois es una divisi&amp;#243;n de Health Care Service Corporation, a Mutual Legal Reserve Company, licenciataria independiente de Blue Cross and Blue Shield Association. En adelante, al Patrocinador, las agencias de publicidad del Patrocinador, los socios de premios y de promociones para esta Promoci&amp;#243;n, y todas las dem&amp;#225;s personas y entidades designadas por el Patrocinador involucradas en ofrecer, operar o administrar esta Promoci&amp;#243;n, se les refiere colectivamente como “ Patrocinador y Terceros relacionados con la Promoci&amp;#243;n ”. ELEGIBILIDAD. Son elegibles para participar en esta Promoci&amp;#243;n los residentes legales de los cincuenta (50) estados de los Estados Unidos y del Distrito de Columbia, que sean mayores de edad en el estado que residen al momento de participar en la Promoci&amp;#243;n. Sin embargo, no son elegibles para participar los empleados, agentes, y representantes del Patrocinador y Terceros relacionados con la Promoci&amp;#243;n, al igual que los miembros inmediatos de sus familias y/u hogares. PER&amp;#205;ODO PARA PARTICIPAR. El per&amp;#237;odo para participar en esta Promoci&amp;#243;n comienza a las 12:00 a. m., Hora Centro, del 1. o de julio de 2017, y termina a las 11:59 p. m., Hora Centro, del 31 de agosto de 2017 (el “ Per&amp;#237;odo para participar ”). Todas las participaciones deben recibirse dentro del Per&amp;#237;odo para participar, o se considerar&amp;#225;n nulas. La computadora que el patrocinador haya designado ser&amp;#225; el aparato que dicte la hora oficial para esta Promoci&amp;#243;n. Usted es responsable de tener en cuenta las diferencias entre las zonas horarias. C&amp;#211;MO PARTICIPAR. Para participar en esta Promoci&amp;#243;n, visite la p&amp;#225;gina de Facebook del Patrocinador www.facebook.com/bluecrossblueshieldofillinois , o la p&amp;#225;gina de Twitter https://twitter.com/BCBSIL , y realice una publicaci&amp;#243;n v&amp;#225;lida en Facebook o publique un tuit v&amp;#225;lido en Twitter cumpliendo con los par&amp;#225;metros establecidos en las instrucciones en la etiqueta #GrooveBlueIL, dentro del Per&amp;#237;odo para participar. Una persona que responde realizando una publicaci&amp;#243;n v&amp;#225;lida en Facebook o publicando un tuit v&amp;#225;lido en Twitter (conforme a los par&amp;#225;metros establecidos en las instrucciones “#GrooveBlueIL”) se considera un “Participante” en esta promoci&amp;#243;n. El Participante debe ser el padre o tutor si un ni&amp;#241;o aparece en la publicaci&amp;#243;n. Queda estrictamente prohibido incluir material ofensivo o que descalificar&amp;#237;a su participaci&amp;#243;n, tal como lenguaje profano u ofensivo. Al presentar una Participaci&amp;#243;n adecuadamente completada, los Participantes reconocen haber le&amp;#237;do, entendido y aceptar las Reglas oficiales y estar legalmente vinculados a ellas. L&amp;#205;MITE DE UNA (1) PARTICIPACI&amp;#211;N POR PARTICIPANTE POR PUBLICACI&amp;#211;N CON CONTENIDO. El mismo participante puede presentar m&amp;#250;ltiples participaciones, siempre y cuando cada una cumpla con estas Reglas oficiales y que no sean participaciones duplicadas. Se considera como “duplicado” si las presenta el mismo participante en la misma publicaci&amp;#243;n de contenido con el mismo material. SIN EMBARGO, INDEPENDIENTEMENTE DEL N&amp;#218;MERO DE PARTICIPACIONES QUE PRESENTE, USTED NO PUEDE GANAR M&amp;#193;S DE UNA VEZ O GANAR M&amp;#193;S DE UN (1) PREMIO EN ESTA prOMOCI&amp;#211;N. Esta Promoci&amp;#243;n est&amp;#225; limitada a participaciones en l&amp;#237;nea solamente, y no se aceptar&amp;#225; ning&amp;#250;n otro m&amp;#233;todo de participaci&amp;#243;n. Se requiere una cuenta activa en Facebook o Twitter para participar en esta Promoci&amp;#243;n. Usted debe ser el titular autorizado de la cuenta de Facebook o Twitter relacionada con su participaci&amp;#243;n. Quedan prohibidos los aparatos y/o programas para generar participaciones automatizadas. Quedar&amp;#225;n descalificadas autom&amp;#225;ticamente las participaciones generadas por medio de secuencias de comandos, macros o cualquier otro medio automatizado. Todas las participaciones se considerar&amp;#225;n p&amp;#250;blicas y no confidenciales. SELECCI&amp;#211;N DEL GANADOR; PROBABILIDADES DE GANAR. Cada mes, se seleccionar&amp;#225; a un (1) ganador (“ Ganador ”) al azar de entre todas las participaciones elegibles recibidas durante ese mes. Los sorteos mensuales los llevar&amp;#225; a cabo el Patrocinador los lunes siguientes, aproximadamente a las 12:00 p. m., Hora Centro. En esta Promoci&amp;#243;n mensualmente se seleccionar&amp;#225; un total de un Ganador. En cada sorteo mensual, las probabilidades de ganar dependen del n&amp;#250;mero de participaciones elegibles que se reciban para ese sorteo. Cada Ganador mensual se anunciar&amp;#225; en la p&amp;#225;gina de Facebook y Twitter del Patrocinador, y se le notificar&amp;#225; aproximadamente dentro de los dos d&amp;#237;as siguientes al sorteo mensual correspondiente. PREMIO. En esta Promoci&amp;#243;n, cada Ganador recibir&amp;#225; una (1) canasta de regalos con una botella de agua, una bolsa y aud&amp;#237;fonos Bluetooth (el “ Premio ”) (valor aproximado de venta al p&amp;#250;blico: $50.00). El Premio no es transferible y no se puede canjear, intercambiar o sustituir por dinero en efectivo. Cada Ganador ser&amp;#225; el &amp;#250;nico responsable de pagar cualquier impuesto federal, estatal y local en relaci&amp;#243;n con el Premio. El Patrocinador se reserva el derecho de sustituir el Premio con un premio alternativo de igual o mayor valor. El Premio se concede “tal cual” y sin que el Patrocinador ofrezca una garant&amp;#237;a de cualquier tipo, ya sea expresa o impl&amp;#237;citamente. RECLAMACI&amp;#211;N Y ENTREGA DEL PREMIO. Para reclamar el Premio, cada Ganador debe, dentro de los dos d&amp;#237;as de recibida la notificaci&amp;#243;n del Patrocinador, acusar recibo de dicha notificaci&amp;#243;n y proporcionarle su direcci&amp;#243;n postal al Patrocinador por correo electr&amp;#243;nico. El Premio se enviar&amp;#225; por correo postal de los EE. UU. a una direcci&amp;#243;n especificada por el Ganador dentro de los cinco d&amp;#237;as de que el Patrocinador haya recibido la documentaci&amp;#243;n solicitada al Ganador, sujeto al cumplimiento en su totalidad de estas Reglas oficiales por parte de cada Ganador. Se considerar&amp;#225; que el Ganador ha renunciado al Premio si el Patrocinador no se puede comunicar con el Ganador o si el Ganador no reclama el Premio o no devuelve la documentaci&amp;#243;n requerida en tiempo y forma, o si el Premio es devuelto sin poder ser entregado, o si se descubre que el Ganador ha violado cualquier estipulaci&amp;#243;n de estas Reglas oficiales. En tal caso, el Patrocinador puede, a su entera discreci&amp;#243;n, seleccionar a un ganador alterno para que reciba el Premio. T&amp;#201;RMINOS Y CONDICIONES ADICIONALES. Usted reconoce y acepta que la participaci&amp;#243;n en esta Promoci&amp;#243;n est&amp;#225; expresamente sujeta a los siguientes t&amp;#233;rminos y condiciones adicionales: (1) El Patrocinador no devolver&amp;#225; ninguna participaci&amp;#243;n presentada. (2) Al participar en esta Promoci&amp;#243;n, usted reconoce que el Patrocinador y Terceros relacionados con la Promoci&amp;#243;n recopilar&amp;#225;n y usar&amp;#225;n su informaci&amp;#243;n personal contenida en su participaci&amp;#243;n para todos los prop&amp;#243;sitos relacionados con esta Promoci&amp;#243;n y conforme a la pol&amp;#237;tica de privacidad del Patrocinador publicada en https://espanol.bcbsil.com/important-info, y usted da su consentimiento para ello. (3) Al participar en esta Promoci&amp;#243;n, usted autoriza y permite que el Patrocinador y los Terceros relacionados con la Promoci&amp;#243;n usen, reproduzcan, expongan p&amp;#250;blicamente, publiquen y distribuyan cualquiera y todos los materiales que usted haya presentado en esta Promoci&amp;#243;n y, de ser un Ganador en esta Promoci&amp;#243;n, su nombre, informaci&amp;#243;n acerca del premio y la ciudad y el estado donde vive se usar&amp;#225;n, reproducir&amp;#225;n, expondr&amp;#225;n p&amp;#250;blicamente, publicar&amp;#225;n y distribuir&amp;#225;n para fines de publicidad, promoci&amp;#243;n y propaganda del Patrocinador (sin que necesariamente est&amp;#233; relacionado con esta Promoci&amp;#243;n), en cualquiera y en todos los medios de comunicaci&amp;#243;n conocidos en la actualidad o que se desarrollen en un futuro (incluidos y sin limitarse a las p&amp;#225;ginas y los canales del Patrocinador en Facebook, Twitter y en otras plataformas de redes sociales) mundialmente y a perpetuidad, todo sin previo aviso, compensaci&amp;#243;n u otra obligaci&amp;#243;n hacia usted . (4) Las fotograf&amp;#237;as deben haber sido tomadas por el Participante, no haber sido publicadas, y no pueden haber ganado ning&amp;#250;n premio o galard&amp;#243;n anteriormente. Los Participantes no deben haber vendido ni proporcionado copias de las fotos a terceros para uso comercial o para ventas comerciales o privadas. Para ser elegible para recibir el Premio, es necesario que el Participante se asegure de que aquellas personas que aparezcan en fotograf&amp;#237;a (o un padre o tutor si la persona es menor) que no sean el Participante, firmen y proporcionen su consentimiento por escrito. (5) Al participar en esta Promoci&amp;#243;n, usted reconoce y acepta que: (i) todas las determinaciones del Patrocinador son finales y legalmente vinculantes en todos los aspectos; (ii) si el Patrocinador falla en velar por el cumplimiento de cualquier estipulaci&amp;#243;n de estas Reglas oficiales, esto no constituye una renuncia a dicha estipulaci&amp;#243;n; (iii) el Patrocinador podr&amp;#237;a rechazar y descalificar cualquier participaci&amp;#243;n por cualquier motivo a su entera discreci&amp;#243;n; (iv) el Patrocinador se reserva el derecho de cancelar, suspender y/o modificar esta Promoci&amp;#243;n o cualquier porci&amp;#243;n de la misma si la integridad o el funcionamiento apropiado de esta Promoci&amp;#243;n, seg&amp;#250;n lo haya determinado el Patrocinador a su entera discreci&amp;#243;n, se ven comprometidos por cualquier tipo de fraude, falla o problema t&amp;#233;cnico, error humano o cualquier otro factor; (v) cualquier intento por parte de cualquier persona para deliberadamente restarle autoridad a la operaci&amp;#243;n leg&amp;#237;tima de esta Promoci&amp;#243;n podr&amp;#237;a ser una violaci&amp;#243;n a las leyes criminales y civiles y, en caso de que exista tal intento, el Patrocinador se reserva el derecho de solicitar indemnizaci&amp;#243;n por da&amp;#241;os y perjuicios y otros remedios en contra de tal persona, utilizando todos los poderes otorgados por la ley; y (vi) el Patrocinador y los Terceros relacionados con la Promoci&amp;#243;n NO son responsables de: ninguna participaci&amp;#243;n tard&amp;#237;a, extraviada, robada, falsificada, mutilada, da&amp;#241;ada, incompleta, ilegible o mal dirigida; cualquier error, omisi&amp;#243;n, informaci&amp;#243;n equivocada, o identificaci&amp;#243;n err&amp;#243;nea de cualquier participaci&amp;#243;n; cualquier falla o interrupci&amp;#243;n de cualquier sitio web o p&amp;#225;gina web asociada con esta Promoci&amp;#243;n (incluidas y sin limitarse a la p&amp;#225;gina de Facebook www.facebook.com/bluecrossblueshieldofillinois y la p&amp;#225;gina de Twitter https://twitter.com/bcbsil del Patrocinador); cualquier falla o interrupci&amp;#243;n del servidor de correo electr&amp;#243;nico del Patrocinador; cualquier cancelaci&amp;#243;n o aplazamiento de esta Promoci&amp;#243;n o de cualquier sorteo por cualquier motivo (incluidos y sin limitarse a fallas o problemas en los equipos, interrupci&amp;#243;n del servicio el&amp;#233;ctrico, o cualquier asunto de fuerza mayor); y/o cualquier da&amp;#241;o causado al hardware, software o a los datos de su computadora o de la de otra persona, como resultado de haber participado en esta Promoci&amp;#243;n o por acceder, guardar o usar cualquier herramienta, archivos, datos, software, u otros materiales en conexi&amp;#243;n con esta Promoci&amp;#243;n. (6) Al participar en esta Promoci&amp;#243;n, usted exime y libera al Patrocinador y a los Terceros relacionados con la Promoci&amp;#243;n, Facebook, Twitter, y a sus respectivos directores, empleados, agentes, representantes, contratistas, asesores y consultores a perpetuidad y, adem&amp;#225;s, usted acepta indemnizar, eximir y liberar a cada uno de acciones que surjan, debido a y en contra de, cualquiera y todas las reclamaciones, causas de acci&amp;#243;n, responsabilidades legales, da&amp;#241;os y p&amp;#233;rdidas (ya sea por contrato, agravio (incluida la negligencia), garant&amp;#237;a o falta de la misma) que surjan o que est&amp;#233;n relacionadas con: (i) su participaci&amp;#243;n en esta Promoci&amp;#243;n; (ii) que usted haya recibido, sea propietario, tenga posesi&amp;#243;n de, use o haga mal uso de cualquier premio que entregado en esta Promoci&amp;#243;n; (iii) incumplimiento o violaci&amp;#243;n de su parte a cualquier estipulaci&amp;#243;n de estas Reglas oficiales o a cualquier ley aplicable; y/o (iv) que el Patrocinador y los Terceros relacionados con la Promoci&amp;#243;n ejerciten cualquier derecho o permiso otorgado por usted conforme a estas Reglas oficiales. LEGISLACI&amp;#211;N APLICABLE; ARBITRAJE. Estas Reglas oficiales se regir&amp;#225;n y analizar&amp;#225;n conforme a la Ley Federal de Arbitraje de los Estados Unidos (United States Federal Arbitration Act) y a las leyes del Estado de Illinois (sin considerar que haya conflicto entre las estipulaciones de las leyes). Cada participante acepta que cualquier controversia, disputa o reclamaci&amp;#243;n que surja, est&amp;#233; relacionada o asociada con esta Promoci&amp;#243;n se deber&amp;#225; resolver individualmente, sin tener que recurrir a ninguna forma de demanda colectiva, y exclusivamente por arbitraje legalmente vinculante, que se llevar&amp;#225; a cabo en Chicago, Illinois, conforme al Reglamento de Arbitraje Comercial (Commercial Arbitration Rules) de American Arbitration Association (“ AAA ”). Cualquier dictamen que rinda el &amp;#225;rbitro en relaci&amp;#243;n con el premio, podr&amp;#237;a ser registrado por cualquier corte que tenga jurisdicci&amp;#243;n. El &amp;#225;rbitro deber&amp;#225; ser seleccionado de ser posible, por mutuo acuerdo de las partes, y deber&amp;#225; ser residente de Illinois. Si las partes no logran un acuerdo sobre el nombramiento del &amp;#225;rbitro dentro de los treinta (30) d&amp;#237;as de que una de las partes haya recibido el aviso de la otra parte en que exprese el deseo de arbitrar, se deber&amp;#225; seleccionar al &amp;#225;rbitro de una lista o de las listas de personas que la AAA presente. El proceso de selecci&amp;#243;n deber&amp;#225; proceder conforme a lo establecido en el Reglamento vigente de Arbitraje Comercial de la AAA, excepto que, si las partes no logran seleccionar un &amp;#225;rbitro de entre una o m&amp;#225;s listas, la AAA no tendr&amp;#225; el poder de hacer un nombramiento, pero deber&amp;#225; continuar presentando listas adicionales hasta que se seleccione un &amp;#225;rbitro. Cada participante tambi&amp;#233;n acepta que, bajo ninguna circunstancia, ning&amp;#250;n participante tendr&amp;#225; derecho a indemnizaci&amp;#243;n por ning&amp;#250;n tipo de da&amp;#241;os y perjuicios, incidentales, especiales, consecuentes y/u otros da&amp;#241;os, incluidos y sin limitarse a p&amp;#233;rdida de beneficios (colectivamente, “ Da&amp;#241;os especiales ”) sufridos por alg&amp;#250;n participante y, por este medio, cada participante renuncia a todos los derechos a reclamar Da&amp;#241;os especiales y todos los derechos para que tales da&amp;#241;os se multipliquen o aumenten. CADA UNO DE USTEDES, USTED (PARTICIPANTE) Y EL PATROCINADOR, ACEPTAN QUE CUALQUIER PROCEDIMIENTO LEGAL PARA LA RESOLUCI&amp;#211;N DE DISPUTAS DEBER&amp;#193; RESOLVERSE INDIVIDUALMENTE Y NO POR MEDIO DE DEMANDAS COLECTIVAS, FUSIONADAS O representativAS. SI POR CUALQUIER MOTIVO LA RECLAMACI&amp;#211;N proceDE En cortE EN LUGAR DE arbitraJE, TANTO uSTED (PARTICIPANTE) COMO EL PATROCINADOR RENUNCIAN A CUALQUIER DERECHO DE CELEBRAR UN JUICIO CON JURADO. DIVISIBILIDAD. Si alg&amp;#250;n tribunal de jurisdicci&amp;#243;n competente determina que cualquiera de las estipulaciones de estas Reglas oficiales es inv&amp;#225;lida, ilegal o inaplicable, se considerar&amp;#225; que tal estipulaci&amp;#243;n se ha modificado de forma tal para darle validez, legalidad y aplicabilidad a tal estipulaci&amp;#243;n hasta el mayor alcance que las leyes permitan en tal jurisdicci&amp;#243;n. Por lo tanto, las estipulaciones restantes de estas Reglas oficiales no deber&amp;#225;n verse afectadas y deber&amp;#225;n continuar con plena fuerza y vigor. LISTA DE GANADORES. Para recibir una lista de Ganadores de esta Promoci&amp;#243;n, visite la p&amp;#225;gina de Facebook del Patrocinador www.facebook.com/bluecrossblueshieldofillinois o env&amp;#237;e su solicitud en un sobre con la direcci&amp;#243;n del destinatario y con franqueo pagado a Blue Cross and Blue Shield of Illinois, Attn: Social Media Dept, 300 East Randolph Street, Chicago, Illinois 60601-5099 , entre el 1. o de agosto de 2017 y el 15 de septiembre de 2017. RENUNCIAS ADICIONALES. Ni Facebook ni Twitter patrocinan, avalan ni administran esta Promoci&amp;#243;n. Cada participante est&amp;#225; proporcionando informaci&amp;#243;n &amp;#250;nicamente al Patrocinador y no a Facebook ni a Twitter. Cualquier pregunta, comentario o queja relacionada a esta Promoci&amp;#243;n debe ser dirigida a SocialMediaIL@bcbsil.com .</description></item><item><title>Page: Get in the Summer Groove</title><link>https://uat-bcbsil.telligenthosting.net/p/groove-blue-il</link><pubDate>Wed, 05 Jun 2024 16:34:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:9e3c7112-071c-4535-b84e-14dea77c5156</guid><dc:creator /><description>It’s summertime and for many it’s a time to be outdoors, go on family vacations, spend time in the sun and eating delicious foods. It’s also a time for taking pictures and capturing those fun family memories. Blue Cross and Blue Shield wants to help celebrate those special moments, while also giving you an opportunity to win a prize at the same time! Every couple of days, we’ll be posting photo prompts based on food and nutrition, movement and activities for you to use, do and share! At the end of the month, every photo shared is an entry to a raffle for a prize and winners will be announced at the end of each month. BLUE CROSS BLUE SHIELD OF ILLINOIS PROMOTION In consideration for the opportunity to participate in the Blue Cross Blue Shield of Illinois Promotion described herein (this “ Promotion ”), you agree to comply with and be bound by the following Official Rules (these “ Official Rules ”): OFFICIAL RULES NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS PROMOTION. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. THIS PROMOTION IS VOID WHERE PROHIBITED BY LAW. SPONSOR. This Promotion is sponsored by Blue Cross and Blue Shield of Illinois, 300 East Randolph Street, Chicago, Illinois 60601-5099 (“ Sponsor ”). Blue Cross and Blue Shield of Illinois is a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. Sponsor, Sponsor’s advertising agencies, prizing and promotional partners for this Promotion, and all other Sponsor-designated persons and entities involved in the offering, operation or administration of this Promotion, are referred to hereinafter collectively as “ Sponsor and Promotion Related Parties .” ELIGIBILITY. This Promotion is open to all legal residents of the fifty (50) United States and the District of Columbia who have reached the age of majority in their state of residence at the time of entry. However, employees, agents, and representatives of Sponsor and Promotion Related Parties, as well as members of their immediate families and/or households, are not eligible to enter . ENTRY PERIOD. The entry period for this Promotion will begin on July 1, 2017 at 12:00 a.m. CT and end on August 31 st , 2017 at 11:59 p.m. CT (the “ Entry Period ”). All entries must be received within the Entry Period, or will be deemed void. Sponsor-designated computer is the official time keeping device for this Promotion. It is entirely your responsibility to observe time zone differences. HOW TO ENTER. To enter this Promotion, please go to Sponsor’s Facebook page www.facebook.com/bluecrossblueshieldofillinois , or Twitter page https://twitter.com/BCBSIL , and submit a valid post on Facebook or tweet on Twitter abiding by the parameters set in the #GrooveBlueIL prompt, during the Entry Period. A respondent who submits a valid post on Facebook or tweet on Twitter (abiding by the parameters set in the what am I prompt) is considered an “Entrant” on this promotion. Entrant must be the parent or legal guardian if a child is depicted in entry. Inclusion of any offensive or other disqualifying material, such as profanity or offensive language, is strictly prohibited. By submitting a properly completed Entry, Entrants are acknowledging that they have read, understand and agree to be bound by these Official Rules. LIMIT ONE (1) ENTRY PER ENTRANT PER CONTENT POST. Multiple entries by the same entrant are allowed, as long as they each comply with these Official Rules and they are not duplicate entries. Entries are considered “duplicate” if they are submitted by the same entrant on the same content post with the same material. HOWEVER, REGARDLESS OF THE NUMBER OF ENTRIES YOU SUBMIT, YOU CANNOT WIN MORE THAN ONCE OR WIN MORE THAN ONE (1) PRIZE IN THIS PROMOTION. This Promotion is limited to online entry only, and no other method of entry will be accepted. An active Facebook or Twitter account is required to enter this Promotion. You must be the authorized account holder of the Facebook or Twitter account associated with your entry. No automated entry devices and/or programs permitted. Entries generated by a script, macro or other automated means will automatically be disqualified. All entries will be deemed public and non-confidential. WINNER SELECTION; ODDS OF WINNING. One (1) winner (“ Winner ”) will be selected randomly each month from among all eligible entries received during that month. Monthly drawings will be held by Sponsor on the immediately following Mondays at approximately 12:00pm CT. A total of one monthly Winner will be selected in this Promotion. For each monthly drawing, the odds of winning depend on the number of eligible entries received for that drawing. Each monthly Winner will be announced on Sponsor’s Facebook and Twitter page and will be notified within approximately two days after the applicable monthly drawing. PRIZE. Each Winner in this Promotion will receive one (1) gift basket containing a water bottle, tote bag and Bluetooth ear buds (the “ Prize ”) (ARV: $50). The Prize is not transferable and cannot be redeemed, exchanged or substituted for cash. Each Winner will be solely responsible for any federal, state and local taxes associated with the Prize. Sponsor reserves the right to substitute the Prize with an alternative prize of equal or greater value. The Prize is awarded “as is” and without Sponsor warranty of any kind, express or implied. CLAIMING AND DELIVERY OF PRIZE. To claim the Prize, each Winner must, within two days of receiving Sponsor’s notification, confirm receipt and provide his/her mailing address to Sponsor via return email. Subject to each Winner’s full compliance with these Official Rules, the Prize will be sent to a Winner’s specified mailing address via US postal mail within five days after Sponsor receives the requested documentation from the Winner. If a Winner cannot be reached or fails to claim the Prize or fails to return the required documentation in complete and proper order within the specified time period, or if the Prize is returned as undeliverable, or if a Winner is found to have violated any provision of these Official Rules, that Winner will be deemed to have forfeited the Prize. In such case, Sponsor may, in its sole discretion, select an alternate winner to receive the Prize. ADDITIONAL TERMS AND CONDITIONS. You acknowledge and agree that participation in this Promotion is expressly subject to the following additional terms and conditions: (1) All entries, once submitted, will not be returned by Sponsor. (2) By entering this Promotion, you acknowledge and consent to the collection and use by Sponsor and Promotion Related Parties of your personal information contained in your entry for all purposes related to this Promotion as well as in accordance with Sponsor’s privacy policy published at http://www.bcbsil.com/important-info. (3) By entering this Promotion, you authorize and permit Sponsor and Promotion Related Parties to use, reproduce, publicly display, publish and distribute any and all of the material submitted by you in this Promotion and, if you are a Winner in this Promotion, your name, prize information and city and state of your residence, for Sponsor’s advertising, promotion and publicity purposes (whether or not related to this Promotion) in any and all media now known or hereafter developed (including, without limitation, Sponsor’s pages and channels on Facebook, Twitter and other social media platforms) throughout the world and in perpetuity , all without any notice, compensation or other obligation to you . (4) Photos must be taken by Entrant, be unpublished, and not previously have won any prize or award. Entrants must not have sold or given copies of the photo to third parties for commercial use or commercial or private sale. If individuals other than the Entrant appear in photo, Entrant must have all such individuals (or a parent or guardian if an individual is a minor) sign and provide written consent, in order to be eligible for the Prize. (5) By entering this Promotion, you acknowledge and agree that: (i) all decisions of Sponsor are final and binding in all respects; (ii) Sponsor’s failure to enforce any provision of these Official Rules does not constitute a waiver of that provision; (iii) Sponsor may reject and disqualify any entry for any reason in its sole discretion; (iv) Sponsor reserves the right to cancel, suspend and/or modify this Promotion or any portion thereof, if any fraud, technical failure or malfunction, human error, or any other factor impairs the integrity or proper functioning of this Promotion, as determined by Sponsor in its sole discretion; (v) any attempt by any person to deliberately undermine the legitimate operation of this Promotion may be a violation of criminal and civil law and, should such an attempt be made, Sponsor reserves the right to seek damages and other remedies against any such person to the fullest extent permitted by law; and (vi) Sponsor and Promotion Related Parties are NOT responsible for: any late, lost, stolen, forged, mutilated, corrupted, incomplete, illegible or misdirected entry; any error, omission, misinformation, or misidentification in any entry; any failure or interruption of any website or webpage associated with this Promotion (including, without limitation, Sponsor’s Facebook page www.facebook.com/bluecrossblueshieldofillinois and Twitter page https://twitter.com/bcbsil ); any failure or interruption of Sponsor’s e-mail server; any cancellation or postponement of this Promotion or any drawing for any reason (including, without limitation, equipment failure or malfunction, electrical service interruption, or any act of God); and/or any damage to your or any other person’s computer hardware, software or data that results from participation in this Promotion or accessing, downloading or using any tools, files, data, software, or other materials in connection with this Promotion. (6) By entering this Promotion, you forever release and discharge Sponsor and Promotion Related Parties, Facebook, Twitter, and their respective officers, directors, employees, agents, representatives, contractors, advisors and consultants from, and you further agree to indemnify and hold each of them harmless from and against, any and all claims, causes of action, liabilities, losses and damages (whether based in contract, tort (including negligence), warranty or otherwise) arising out of or relating to: (i) your participation in this Promotion; (ii) your receipt, ownership, possession, use or misuse of any prize awarded in this Promotion; (iii) your breach or violation of any provision of these Official Rules or any applicable law; and/or (iv) Sponsor and Promotion Related Parties’ exercise of any right or permission granted by you under these Official Rules. GOVERNING LAW; ARBITRATION. These Official Rules shall be governed by and construed in accordance with the United States Federal Arbitration Act and the laws of the State of Illinois (without regard to the conflict of laws provisions thereof). Each entrant agrees that any controversy, dispute or claim arising out of, relating to or connected with this Promotion shall be resolved individually, without resort to any form of class action, and exclusively by binding arbitration, which will be conducted in Chicago, Illinois in accordance with the Commercial Arbitration Rules of the American Arbitration Association (“ AAA ”). Any judgment on the award rendered by the arbitrator may be entered by any court having jurisdiction thereof. The arbitrator shall be selected by mutual agreement of the parties, if possible, and shall be an Illinois resident. If the parties fail to reach agreement upon the appointment of an arbitrator within thirty (30) days following receipt by one party of the other party’s notice of desire to arbitrate, the arbitrator shall be selected from a list or lists of persons submitted by the AAA. The selection process shall be that which is set forth in the AAA Commercial Arbitration Rules then prevailing, except that if the parties fail to select an arbitrator from one or more lists, AAA shall not have the power to make an appointment but shall continue to submit additional lists until an arbitrator has been selected. Each entrant further agrees that under no circumstances will an entrant be permitted to obtain any punitive, incidental, special, consequential and/or other damages, including, without limitation, lost profits (collectively, “ Special Damages ”) suffered by an entrant, and each entrant hereby waives all rights to claim Special Damages and all rights to have such damages multiplied or increased. YOU (ENTRANT) AND SPONSOR EACH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDING SHALL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED OR REPRESENTATIVE ACTION. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU (ENTRANT) AND SPONSOR EACH WAIVE ANY RIGHT TO A JURY TRIAL. SEVERABILITY. If any provision of these Official Rules is held by any court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision will be deemed modified in such manner as to render such provision valid, legal, and enforceable to the fullest extent permitted by law in such jurisdiction. The remaining provisions of these Official Rules shall not be affected thereby, and shall continue in full force and effect. WINNER LIST. For a list of Winners in this Promotion, please visit Sponsor’s Facebook page www.facebook.com/bluecrossblueshieldofillinois or send your request in a self-addressed, stamped envelope to Blue Cross and Blue Shield of Illinois, Attn: Social Media Dept, 300 East Randolph Street, Chicago, Illinois 60601-5099 , after August 1,2017 and before September 15, 2017. ADDITIONAL DISCLOSURES. This Promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook or Twitter. Each entrant is providing information solely to Sponsor and not to Facebook or Twitter. Any questions, comments or complaints regarding this Promotion should be directed to SocialMediaIL@bcbsil.com .</description></item><item><title>Page: in-the-news</title><link>https://uat-bcbsil.telligenthosting.net/p/in-the-news</link><pubDate>Wed, 05 Jun 2024 16:34:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:49d35b14-d835-4c71-ab98-6c01a491d552</guid><dc:creator /><description>FEATURED: When Physicians Integrate With Hospitals, Costs Go Up, Rice Study Says When physicians integrate with hospitals, the cost of health care rises even though there’s no evidence patients get better treatment, according to a new paper by experts at Rice University and Blue Cross and Blue Shield of Texas (BCBSTX). Read more about the results . Blue Cross Blue Shield of Texas and Rice University September 3, 2019 Do you know the price of your health care? You wouldn’t book an expensive vacation or buy a new car without knowing how much it cost ahead of time. So why are Texans expected to receive health care services without knowing how much they cost upfront? Learn about BCBSTX’s price transparency solutions in this blog post from Darrell Beckett, our Divisional Senior Vice President of Sales and Marketing Darrell Beckett, Senior Vice President of Sales and Marketing March 15, 2019 Health care industry experts at SXSW: The future is rural The Plugging Into Rural Healthcare Solutions panel, featuring BCBSTX President Dr. Dan McCoy, took place at the Texas A&amp;amp;M [Power] House at the South by Southwest&amp;#174; (SXSW&amp;#174;) festival in Austin. The group of health care and innovation experts dissected the role automation and artificial intelligence will play in increasing access and affordability in rural areas, and explored why drones could take the place of some medivac helicopters in the very near future. If you missed the discussion live, you can listen to a recording on Texas A&amp;amp;M Today’s website. Dr. Dan McCoy, President BCBSTX March 12, 2019 Blue Cross and Blue Shield of Texas and Texas A&amp;amp;M Health Science Center finalize terms for new rual health project Details of BCBSTX’s collaboration with Texas A&amp;amp;M Health Science Center (TAMHSC) and A&amp;amp;M Rural and Community Health Institute (ARCHI) have been finalized. Learn more about our work to improve access to health care in rural areas of Texas from BCBSTX President Dr. Dan McCoy in Business Insider . Dr. Dan McCoy, President BCBSTX March 11, 2019 The do&amp;#39;s and don&amp;#39;ts of corporate wellness Did you know successful corporate wellness benefits a company’s bottom line as well the health of its employees? Read this article from D CEO Healthcare about the North Texas Corporate Wellness Forum to find out why. BCBSTX Chief Medical Officer Dr. Paul Hain was featured in the discussion. featuring Dr. Paul Hain, BCBSTX Chief Medical Officer February 25, 2019 Tarleton Gala recognizes 2019 legacy award winners BCBSTX President Dr. Dan McCoy was honored with the Civility with Integrity award from his alma mater, Tarleton State University. The President’s Legacy Awards recognize individuals and supporters who exhibit Tarleton’s core values of tradition, integrity, civility, leadership, excellence and service. Get more details about the 2019 Legacy Award winners in this article from The Flash Today. Dr. Dan McCoy, President BCBSTX February 19, 2019 Technology and Employee expectations continue to change the work environment How are companies preparing to handle the workforce of the future? The changing nature of the workplace was the topic of discussion at a recent Houston Business Journal panel event. Check out this recap that includes Southeast Texas Market President Dr. Bob Morrow’s perspective on the issues. featuring Dr. Bob Morrow, Southeast Texas Texas Market President February 12, 2019 Collaborating to take on the rural health crisis Why is rural health care in critical condition in Texas? Read this article at Making the Health Care System Work featuring Southeast Texas Market President Dr. Bob Morrow to learn how BCBSTX’s work with the Texas A&amp;amp;M Health Science Center (TAMHSC) and the A&amp;amp;M Rural and Community Health Institute (ARCHI) aims to help communities across the state. featuring Dr. Bob Morrow, Southeast Texas Texas Market President February 10, 2019 It&amp;#39;s time for a &amp;quot;Moonshot&amp;quot; to fix rural health care in Texas Our Affordability Cures project with the Texas A&amp;amp;M Health Science Center (TAMHSC) and the A&amp;amp;M Rural and Community Health Institute (ARCHI) will work to find solutions to the problems with rural health care in Texas. BCBSTX President Dr. Dan McCoy and Dr. Carrie Byington, senior vice president of TAMHSC, discuss the initiative in this TribTalk editorial . Dr. Dan McCoy, President BCBSTX Januaryy 17, 2019</description></item><item><title>Page: Telligent Masonry Test</title><link>https://uat-bcbsil.telligenthosting.net/p/telligent_masonry_test</link><pubDate>Wed, 05 Jun 2024 16:34:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:cd750b36-6742-4392-a2e4-6716c14f3628</guid><dc:creator /><description>Notifications: View the latest information Click here to learn more &amp;#187;</description></item><item><title>Forum Post: RE: Provider Services Contact</title><link>https://uat-bcbsil.telligenthosting.net/ask-bcbsil/f/questions-and-answers/1271/provider-services-contact/2697</link><pubDate>Tue, 28 May 2024 15:32:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:299815dd-d266-4ad4-8521-5bcfa4d4f91b</guid><dc:creator>BCBSIL Connect Team</dc:creator><description>Hello, If you could send us a private message, I can have someone from provider services help you. ~ HC</description></item></channel></rss>